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Health & Personal Accident Insurance

Lumen Insurance offers straightforward and reliable insurance solutions designed to provide financial protection when unexpected situations arise. From accident and emergency medical cover to medical insurance for foreigners applying for a Cyprus residency permit or visa, our policies are designed to meet a range of personal needs with practical and accessible protection.

Whether you are living in Cyprus, moving to the country or simply looking for cover against unexpected events, we offer insurance solutions designed to give you greater peace of mind. Explore our available cover options below and find the policy that best suits your circumstances.

All cover is subject to the applicable policy terms, conditions, limits, eligibility requirements and exclusions.

Medical Expenses for Foreigners

Medical Expenses for Foreigners Insurance from Lumen Insurance provides emergency medical cover for non-Cypriot residents applying for a Cyprus residency permit or visa. The policy is designed to meet the minimum medical insurance requirements for residency in Cyprus and provides cover for eligible emergency medical expenses during the period of insurance.

Cover includes eligible hospital and ambulance expenses arising from sudden illness or accidental bodily injury. Where applicable, the policy also provides limited cover for the repatriation of mortal remains.

This medical insurance for foreigners in Cyprus offers a practical solution for those who require insurance cover for visa or residency purposes. It is intended to meet the applicable insurance requirements but is not a comprehensive private health insurance plan.

All cover is subject to the policy terms, conditions, limits, eligibility requirements and exclusions.

Personal Accident & Emergency Medical Expenses Insurance

Personal Accident and Emergency Medical Expenses Insurance from Lumen Insurance provides short-term financial protection following an unexpected accident or acute medical emergency. Designed for customers in Cyprus, the policy provides cover for accidental death, permanent total disablement and eligible emergency hospital treatment expenses, subject to the policy terms, conditions and limits.

The policy can provide valuable financial support when emergency medical treatment is required and the costs are not covered by ΓεΣΥ. It offers focused protection for unexpected events, helping you manage eligible expenses following an accident or medical emergency.

This is not a comprehensive health insurance policy. It is designed specifically to provide personal accident and emergency medical expenses cover for essential protection when you need it most. All cover is subject to the applicable policy terms, conditions, limits and exclusions.

Health & Personal Accident Insurance